When to Speak to Your Mortgage Professional About Pre-Qualifying

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It can be valuable to see a mortgage loan pro early, even before you've decided the sort of house to search for. Why? If you do not yet know how much home you want to qualify for, how can we help?


Our mortgage professionals can help you find out how much of a loan you can qualify for and the mortgage payment amount you can afford by getting you pre-qualified. We do this by considering your income and debts, your employment and residence circumstances, your funds available for a down payment, required reserves, and some other things. We ask for a minimum amount of paperwork, with a short,basic process.

After you are determined to be eligible, we will prove our confidence in your capacity to qualify for a mortgage loan by giving you a Pre-Qualification Letter (also known as a "pre-qual").

Power in the Pre-Qual

Armed with your pre-qualification letter, several advantages fall at your feet at the point you locate the home you want to make an offer for. The first is that you can be sure the amount you will be able to afford when calculating your offer. Of greater importance to the seller, your pre-qualification is like your having entered their front door with a bag full of cash to make the deal! They will not need to wonder if they are wasting their time if you will not have the ability to qualify for a big enough mortgage loan. The seller won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't be something for them to be concerned about. You have the ability to back your offer up.

We help with your pre-qualification

We can help you calculate how much of a loan you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. During this process, we calculate your borrowing capacity - looking at your earning status, money available for down payment, debts, income, and other areas. It's a short, thorough process with minimal risks for papercuts.

Face to Face

It is important to sit down and meet with us, even though you are free to also utilize the helpful mortgage loan calculators on our website. We can begin getting your pre-qualification letter. For another thing, we could be able to locate a different mortgage program that better fits your needs. Contact us at 214-300-8756 to get started.

Have questions about pre-qualifying? Call us at 214-300-8756. We answer pre-qualification questions every day.