Why Pre-Qualify?

	Shopping for a mortgage? We'll be glad to talk about your mortgage needs! Call us at 214-300-8756. Ready to get started? Apply Here.

Even if you haven't so much as researched homes to visit yet, it's important to visit with your mortgage professional first. What for? It may be hard to understand the ways in which we could help even before you begin to talk about prices and negotiations.

We Can Help You Pre-Qualify

Our mortgage professionals will help you determine how much of a loan you can qualify for and the monthly payment amount you can afford by helping you pre-qualify. We will do this by considering your debts and income, your employment and housing situations, your available funds for a down payment, required reserves, and some other things. It's a short, thorough process with minimal risks for papercuts.

Once you qualify, will present to you a Pre-Qualification Letter (your real estate agent may refer to it as a "pre-qual"), that documents the fact that we are helping you to find the best mortgage to meet your financial needs and that we are confident you'll qualify for a loan for a certain amount.

Buying Power

Armed with your pre-qualification letter, some advantages are yours at the point you find the home you want to make an offer on. First of all, you have some definite numbers in mind, as the amount you will qualify for with your mortgage. Your pre-qualification can also make your offer more attractive to the home seller, as if you were bringing them a big box of cash! They won't need to be concerned that they have been wasting their time if you do not have the ability to qualify for a big enough mortgage loan. The seller won't worry if he can trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not cause them concern. You can have the sway of a buyer ready to make the purchase on the spot!

We will help you with your pre-qualification

When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can fit in your budget, and how much we of a loan you can qualify for. The process takes you through your finances - your debts, income, employment, cash available for down payment, among other things. We will ask for a minimum amount of paperwork, with a quick process.

One on one

It is vital to sit down and meet with us, even though you are free to also utilize the helpful mortgage loan calculators on our site. For one thing, you will want a Pre-Qualification Letter! Then, we will make sure we have selected the ideal mortgage loan program for your situation. Contact us at 214-300-8756 to get started.

Have questions about pre-qualifying? Call us at 214-300-8756. It's our job to answer pre-qualification questions, so we're happy to help!