The Importance of Pre-Qualifying

Shopping for a mortgage loan? We'd be thrilled to talk about your mortgage needs! Call us at 214-300-8756. Ready to begin? Apply Here.

It's important to bring in your mortgage professional as soon as possible — even before you have started to consider neighborhoods. What for? It may be hard to fathom the ways in which we could help even before you begin to negotiate.

Pre-Qualify

We can help you calculate how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. The process outlines your finances - your debt, income, career, and down payment money, among other things. It is a short, thorough process with minimal risks for papercuts.

After you are considered eligible, we document our confidence in your ability to qualify for a loan by giving you a Pre-Qualification Letter (also known as a "pre-qual").

Buying Power

Some advantages open to you when you have found your next house, and have pre-qualification power. First, it lets you know the amount that you can offer. More important to the home seller, your pre-qualification is like your having entered their front door with a suitcase full of cash to purchase their house! They will not need to worry that that they have been wasting their time if you do not have the ability to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he can't trust you to qualify for your loan.Your qualifying for the necessary loan amount won't cause them concern. You have the capability to back your offer up.

We help with your pre-qualification

We will help you calculate the loan amount you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. This process walks you through your financial situation - your debt, income, employment, down payment money, among other things. It is a short, thorough process with minimal risks for papercuts.

One on one

You can certainly use the calculators on our website to calculate how much mortgage you will be able to afford - but it's also valuable to meet with one of our mortgage professionals. We can work toward your pre-qualification letter. Next, we can consider your mortgage options and make sure you are in the best one. We are eager to meet with you: contact us at 214-300-8756.

Have questions about pre-qualifying? Call us at 214-300-8756. We answer pre-qualification questions every day.



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