Why it's Important to Pre-Qualify
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It can be helpful to visit with a mortgage loan pro first, even before you've decided the sort of home you hope to find. Why? If you do not yet know how much house you want to qualify for, how can we help?
We Will Help You Pre-Qualify
We can help you see how much of a mortgage loan you can afford, and how much money you can borrow, by walking you through pre-qualifying. The process takes you through your financial situation - your debt, income, career, and down payment money, among other things. We ask for a minimum amount of paperwork, with a short,basic process.
We will award you a Pre-Qualification Letter when you qualify, that says that we're confident you'll qualify for a predetermined amount of mortgage loan dollars.
Power in the Pre-Qual
With your pre-qualification letter, several advantages fall at your feet at the point you locate the house you want to put together an offer on. First, it lets you know how much you can offer.
More important to the home seller, your pre-qualification is like your having entered their front door with a suitcase full of cash to purchase their home! They will not need to be concerned that they are wasting their time if you won't be able to be able to qualify for a high enough mortgage. The seller won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount will not be something for them to fret over. They have a virtual guarantee that they can trust your ability to back up your offer.
We will help you pre-qualify
We can help you see how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by taking you through the pre-qualification process. During this process, we calculate your borrowing power - looking at your earning status, money available for down payment, existing debt, income, and other circumstances. We require a minimum amount of paperwork, and avoid a lengthy process.
Face to Face
It is vital to sit down and talk with us, even though you are welcome to also try the helpful mortgage calculators on this website. That way, we will help you get your pre-qualification letter. Then, we will make sure we have selected the ideal mortgage loan program for you. Contact us at 214-300-8756 to get your pre-qualification process started.
Have questions about pre-qualifying? Call us at 214-300-8756. It's our job to answer pre-qualification questions, so we're happy to help!